Built for Canadian service-based freelancers — not complex accounting systems.
Create CRA-compliant invoices in seconds with AI-assisted drafting, automatic GST/HST/PST/QST calculation, and flexible payment collection. Send invoices with a card payment link (Visa, Mastercard, Amex, debit, Google Pay, Apple Pay), e-transfer instructions, or no payment block at all — your choice every time.
Most invoicing tools are built for accountants. MuneroHQ is built for Canadian freelancers, solopreneurs, contractors, and small business owners who simply want to get paid — correctly and without the paperwork headache.
Simplicity is at the core of everything we build. Running your business shouldn't require learning tax rules or accounting systems just to send an invoice.
Invoicing is only the beginning. Our long-term mission is to build a financial platform designed for independent workers — including recurring invoices for contractors billing monthly, automatic payment reminders, expense tracking, CRA-ready tax reports you can hand directly to your accountant, simple financial records for your business, and eventually simplified tax filing with the CRA.
Everything in one place, designed for how you actually work — without needing to understand the complexity behind it.
Free plan includes 5 invoices total and 20 AI drafts/month. No credit card required.
Designed for freelancers, solopreneurs, contractors, and small businesses across Canada.
Designers, developers, writers, consultants, marketers, and other independent professionals who need a simple way to invoice clients and get paid.
Plumbers, electricians, carpenters, make-up artists, photographers, personal trainers, and anyone running a one-person service business who needs professional invoices without the accounting complexity.
Independent contractors working with agencies, startups, or companies who need clear, professional invoices and straightforward payment tracking.
Service-based businesses that want professional invoicing without learning complex accounting software or hiring a bookkeeper just to get started.
If you simply want to create invoices, track payments, and get paid faster — MuneroHQ is built for you.
MuneroHQ automatically applies the right GST, HST, PST, or QST based on your business province and registration status — no manual lookups, no spreadsheets, no mistakes.
Tax is always based on your business province and your registration status. If you are not registered for a tax, it is never charged — automatically.
Tax calculations are based on standard GST/HST/PST/QST rates for service-based businesses. If your business has specific tax requirements, consult a tax professional.
Direct links to CRA and provincial tax authority pages for registration, remittance, and compliance.
Enter your business name, email, province, and tax registration numbers (GST/HST, and PST or QST if applicable for your province). This appears on every invoice and drives automatic tax calculation.
Create a customer record with their name, email, and province. Customers are reusable across invoices.
Describe the work in plain English and let MuneroHQ's AI draft the invoice with line items, quantities, and dates — or enter line items manually if you prefer. Review, create, and send.
Describe the work in plain English and let the AI draft line items, quantities, and dates for you — or enter line items manually if you prefer.
GST, HST, PST, and QST applied correctly every time based on your province and registration status. Fully deterministic — never AI-driven.
Clean, branded A4 invoices with your business details, line items, and tax breakdown. Download anytime.
Send invoices directly from MuneroHQ. Customers receive a branded email with the PDF attached.
Choose how you get paid every time you send an invoice: include a card payment link (Visa, Mastercard, Amex, debit, Apple Pay, Google Pay, and Link), send e-transfer instructions directly in the email, or send the invoice only and arrange payment separately.
Connect your Stripe account so card payments go into your Stripe account — MuneroHQ never holds your funds. Stripe pays out to your bank on their normal schedule. Set up once in Business Settings.
When a card payment is received, your customer is automatically emailed a payment receipt. When you manually mark an invoice paid, you can optionally notify your customer by email. For card payments, your invoice view also shows a payment summary with Stripe fees and net deposited amount.
Track total revenue, tax collected, card payment fees, net deposited, and earnings by customer and month. Pro plan.
Duplicate any previous invoice as a starting point — customer, line items, and payment terms are all pre-filled. Great for recurring work.
Override the auto-generated invoice number with your own — useful if you're migrating from another system and want to keep your numbering continuous.
Every invoice is permanently stored. Track status from Draft through Sent to Paid or Void, filter your list by status, and re-download any PDF at any time.
Perfect for getting started
Or $190 CAD/year — 2 months free
Cancel anytime through the Stripe customer portal. No questions asked.
Early adopters keep their launch pricing. As MuneroHQ evolves, some new advanced features may be introduced in higher plans.
No. MuneroHQ is designed for freelancers, solopreneurs, contractors, and small business owners. You do not need accounting experience to create invoices or track payments.
Yes. MuneroHQ automatically applies the correct GST, HST, PST (BC, SK, MB), or QST (QC) based on your business province and registration status — no manual lookups needed. If you are registered for PST or QST, you can enter your registration number and MuneroHQ will include the correct provincial tax on every invoice.
No problem. MuneroHQ only applies taxes you are registered for. If you are not registered for GST/HST, no federal tax is charged. If you are not registered for PST (BC, SK, MB) or QST (QC), those provincial taxes are not added either — everything is automatic based on your registration settings.
Choose a payment method each time you send: include a card payment link so customers can pay using Visa, Mastercard, Amex, debit, Apple Pay, Google Pay, or Link; send e-transfer instructions (your e-transfer email is shown right in the email); or send the invoice only if you have other payment arrangements. You can also mark invoices paid manually at any time.
Yes. The free plan includes up to 5 invoices and 20 AI drafts per month. No credit card required to get started.
Yes. You can cancel your Pro subscription anytime through the Stripe customer portal. No questions asked.
MuneroHQ is a web app designed for desktop browsers — best experienced in Safari or Chrome. There is no iOS or Android app at this time.
Yes — to accept card payments you need to connect a Stripe account in Business Settings → Connect Stripe. This uses Stripe Connect Express: a one-time setup where you connect or create a Stripe account. Once connected, card payments from your customers go directly into your Stripe account and then to your bank. MuneroHQ never holds your funds.
Yes. When a customer pays by card, they automatically receive a payment receipt by email — no action required. When you manually mark an invoice paid (e-transfer, cash, cheque, bank transfer), you can optionally send your customer a payment confirmation email at the same time.
Yes. When creating an invoice, you can override the auto-generated number (INV-0001, INV-0002, etc.) with your own. This is useful if you're migrating from another invoicing system and want to keep your numbering continuous. The number must be unique within your account.
Yes. On any invoice detail page, click Copy Invoice to create a new draft pre-filled with the same customer, line items, and payment terms. Useful for recurring work or repeat customers.
Card payment fees are the Stripe processing fees deducted on each card payment (typically 2.9% + $0.30 per transaction, depending on your Stripe plan). Net deposited is your total revenue minus those fees — the amount that actually lands in your bank. Both are visible in the Revenue Dashboard on the Pro plan.
Have feedback, a feature you'd like to see, or a problem we can help solve for your business? Reach out — we read every message and genuinely want to build the tool that works best for you.
Send us a message — Coming Soon
In the meantime, email us at support@munerohq.com